
Artist’s Impression
It feels like we’ve been in the process of buying this house FOREVER. It’s been about three months since the extremely tall and pinstripe clad mortgage manager sat at our dining table and discussed all things mortgage with us.
Since then, everything has gone pretty smoothly* except for the damn paperwork!
We still have to do the application for the first home owner’s grant and our settlement date is in two freaking weeks! Holy shit. Seriously. I thought we had a long settlement but the amazing powers of pissing around that the bank has in spades, has meant our settlement period is almost over and we still don’t have everything done yet.
The amount of certified documentation we have needed is extraordinary. It’s as if every piece of paper with our names on it has been stamped and signed to support our application for what is actually a pretty small loan – compared to the average house price anywhere in Australia. I will not be surprised if they also need a urine sample and fingerprints. It has become that ridiculous.
The stress is quite, um, stressful.
I just want to fast forward to a time when we are in the house, unpacked, paying only the mortgage, not mortgage and rent (which we will be doing for a couple of months), and relaxing in the house that is finally ours. I want to paint walls and plant gardens.
*pretty smoothly is a lie. It’s been a mess really. I hate banks